Wealth Resources:


A Dalbar study showed that between 1992-2012, the S&P 500 had an average return of 8.21%. During that same period, the average investor only had an average return of 4.25%. What is responsible for that difference? It’s something known as the behavior gap.

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When my two children were born (Kasia in 1999 and Jack in 2001), I remember being astounded at the number of gifts they (and we) received. And over the years, they have received many more for birthdays, holidays and other milestone events. If you asked me to remember what the gifts were though, I wouldn’t be able to do so (nor would they).

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Syringe Dollar Sign

Physicians frequently ask us: “How do I make the most of my money—and not lose it?” Or they ask: “Considering how much longer I had to spend in school compared to most of my friends, how do I make my money work most efficiently for me so I can get good returns and not pay too much in taxes?”

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Young Female Doctor

The transition from resident to practicing physician is one of the most exciting chapters in a doctor’s career. But it can also come with significant uncertainty and stress, as newly minted physicians face a long list of important decisions that must be made in a relatively short period of time. Don’t rush these decisions, no matter how busy you are.

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Imagine observing an operating room where the surgeon, anesthesiologist, orderly, and several nurses are all going about preparing for the upcoming procedure without any plan at all. They all work independently from each other and no one seems to be taking charge to ensure the most effective outcome for the patient. Then you notice the patient—wide awake, with a scalpel in one hand and an article about “do it yourself surgeries” in the other hand. 

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